Car Auto Insurance Service / Vehicle Liability Insurance With Winching Service

Car Auto Insurance Service / Vehicle Liability Insurance With Winching Service

In the terminology of auto insurance, there is no such thing as Full Coverage and Hal Coverage. Cars must legally go on the road in the United States, at least to purchase a certain amount of liability insurance, to ensure that the driver can take responsibility for the loss of the other party when he is in trouble, but the single-buy liability insurance will not compensate the loss of the party, so it is called "half risk". The "all risks" that the average person misunderstands is that in addition to liability insurance, they buy more of their own vehicles, so even if the driver is involved in a car accident, he can still get compensation.

However, the extent of the coverage of this "all-insurance" can be arbitrarily exemplified by various brokers. Some brokers will explain in detail to you various protections including collision insurance, accident insurance, personal insurance and personal medical insurance. Even remind you to buy a car insurance or road rescue insurance. However, there are insurance brokers in order to give cheap prices. The so-called all-risk insurance only has collision and accident insurance. When the driver is out of a car accident, he finds that he has no insurance coverage.

If you want to buy auto insurance, you must understand each kind of protection, and then make choices according to your own needs and budget. The following is a common introduction to auto insurance for your reference.

Liability
When the insured person is responsible for the car accident, the liability insurance will compensate the insured person for causing a third person's physical injury or property loss in the car accident within the insurance coverage. According to California law, all vehicles are required to apply for liability insurance to get on the road. Liability insurance includes:

1. Bodily Injury Liability, the legal minimum insured amount is $15,000 per person and the entire accident is $30,000.
2. Property damage insurance (Property
Damage Liability), the legal minimum insured amount is $5,000.
Because the United States is expensive and the amount of compensation for car accidents is huge, it is recommended to choose a plan with a higher liability insurance coverage within the budget.
It won't rise because of this, it is very cost-effective.

Collision insurance (Collison)
When an insured vehicle collides, whether it is caused by other objects such as electric vehicles or poles, the cost of repairs exceeding the deductible will be paid through the collision insurance. If the vehicle is completely scrapped, the insurance will be The car’s market value is compensated at the time, and the maximum amount of the claim is the maximum amount of the insurance.
Deductible option: $0, $100, $500, $1,000, other

Towing – Whenever your covered vehicle requires more than at-the-scene service, we can arrange to tow it anywhere within a 15-mile radius, or to the nearest qualified repair facility if one doesn’t exist within 15 miles. Keep in mind that you will be responsible for the cost of any parts and/or repairs made to your vehicle.

Winching Service – Defined as an at-the-scene service when we can pull your car out of an area with a motor-powered cable or chain. We’ll offer this service if your car is trapped in mud, snow, water or sand within 100 feet of road or highway.